Member Articles

About housing, cash flow, taxes, and insurance: The goose is dead!

Saturday, March 13, 2010 | John Benson Edwards

Housing is the lifeblood of the economy. It creates jobs, it creates sales in all kinds of goods from dishwashers to floor tiles to roofing materials to swimming pools. Having a robust housing market makes the economy strong and is what we all want. Housing is the goose and the golden egg it lays is a robust economy.

Everyone is talking about how to fix the housing market so that our economy can get back on track. To date, I haven’t seen anyone pick up on the real problems, and ...

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On the street action of a nickel/dimer real estate investor in small town America

Friday, February 26, 2010 | tom252526

I am a small town real estate investor with an interesting story. I attend mainly sheriff sales in Indiana and after years of doing this; I have found buying after the sheriff sale ( some states hold these sales on the Court House step.) from the involved banks usually is more productive. Information from the larger banks is often difficult to obtain; so I often track the property until it is listed by a broker. This requires frequent trips to the property as I have found that quite often other ...

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A 5-Step Foreclosure Solution

Friday, February 26, 2010 | Larry Smith

I proposed a similar solution to state congressmen several weeks ago.

I totally agree that HARP and "pushing" payments into the short-term future is a joke. Everyone must recognize today's reality in terms of home values and get on with SOLVING.

My Proposal:

Step 1. Banks set up a new loan division that can be called "Equity Loan Participation Program."

Step 2. Banks re-appraise loans currently going into default and re-structure the loan ...

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U.S.A. The Global Energy Leader Booming 21st Century U.S. Economy

Friday, February 26, 2010 | Art Burtis

Dear Ethan Roberts,

Congratulations on initiating this public brainstorm endeavor. Each of your four proposals holds merit.

I want to address Proposal No. 3 -- “Combine the housing problem with the unemployment mess, and try to use one to fix the other” -- which could establish large employment growth.

Your insightful real estate based employment fix could over the long term become extremely productive on many economic fronts. However, this proposal ...

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Profit recovery.

Friday, February 26, 2010 | joe berger

As we all know the housing bubble was caused by falsification of mortgage applications. (no income-no job)I was personally encouraged to falsify income when assiting a friend with their mortgage application.

(Canadian banks and mortgage companies did not experience big problems becasue they operated honestly and with common sense for the most part)

What people do not know is for every dollar that was lost somebody made a dollar.

Everybody from the mortgage broker (who encouraged ...

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